Category: Mentality

How can I get started enriching my life?

As 2018 ends, I thought a good way to start the new year might be to take a quick overview of some of the previous year’s most popular posts. (And some of my highlights!) Some of them are recent, some a little older – from 2017 or 2016. But all will help you get started enriching your life in 2019!

Continue reading “How can I get started enriching my life?”

How can I turn over a new leaf in the New Year?

It’s that special time of year again. No, not the impending new year. I mean Stationery Procrastination Time!

For me, it started with the purchase of a new journal.

I begin every year with a new little notebook to keep track of goals (financial as well as health, writing, blogging, and so on), and to make notes, in a very loose ‘bullet journal’ style.

But I always um and ah over which to buy, and then, the price involved.

This year I had my eye on a very nice-looking tropical leaf themed journal with plain lined pages. But I wasn’t sure if it was really ‘the one’. And then, I wasn’t sure if I wanted to spend – wait for it – gasp – $8 on it.

Then, I received a very nice sticker set for Christmas. 300 stickers, specifically for planners, vision boards and so on. (Shockingly, these stickers cost – wait for it – even bigger gasp – $10! That’s a whole $2 more than the journal itself!)

So far, I’ve managed to open the packages… but no action.

Now should be the time of year that I set up my journal. That I think carefully about my goals for the new year (and indeed, the coming three and five years), and get them down on paper. (Rather than throwing something quickly together on the morning of January first!)

But I’ve always been hesitant to start new notebooks. Especially pretty ones. (Memo to self: perhaps try an ugly notebook next year?)

I may be crazy, but I’m sure I can’t be the only one who feels like this.

Continue reading “How can I turn over a new leaf in the New Year?”

Should I fly first (or business) class?

Recently, we traveled to Canada with my parents as a group of four. We all flew to Japan, taking a transpacific cruise with stops in Hokkaido, Alaska and Canada. There, we finished with 2.5 weeks visiting breathtaking national parks. Including all flights, meals, accommodation, and car hire, our total cost per person for the entire trip was less than a couple of our friends spent on just their plane tickets to Canada.

Why?

They flew business class.

Continue reading “Should I fly first (or business) class?”

How can I reduce investing anxiety?

A reader recently asked me whether I ever get nervous before a big investment, like buying shares. A better question would perhaps be when am I not nervous? Although my post today takes investing in the share market as an example, it’s really relevant to almost any worry. Not only investing anxiety and money troubles, but general concerns that keep you up at night.

Continue reading “How can I reduce investing anxiety?”

Is it okay to watch poverty porn?

We all have our guilty viewing pleasures. Mine tend to be videos of people exploring abandoned places, extreme cake decorating, and trashy sitcoms. But when does one person’s guilty pleasure cross the line into another’s exploitation? Especially when it comes to matters of poverty, and so-called ‘poverty porn’?

Continue reading “Is it okay to watch poverty porn?”

How do we talk about money (and debt) everyday?

When I first received the wonderful book The Language of Money and Debt, I was struck by the title.I’ve been thinking aloud about the language of money here on Enrichmentality since mid-2016. But I’d never considered the language of debt separately.

Debt, globally, is an enormous issue. In the UK, Kinloch, Little and Morawiec estimate that over 16% of the population are over-indebted. (At least three months behind with their bills in the last six months, or feel heavily burdened by debt).

Continue reading “How do we talk about money (and debt) everyday?”

What is your New Years Revolution?

Here we are, at the end of another year. A time for many of us to reflect on the twelve months which have just passed us by, and to look ahead to the next twelve to come. To think about where our money went, perhaps, and how we might spend it – or get it to work for us – differently in the new year. But this year, I want to talk not about new years’ resolutions, but revolution.

Continue reading “What is your New Years Revolution?”

Are you writing your own script?

You may not realise it, but you are a script writer.

Every day, you are writing the script of your life. And just like in the movies, what you write into the script today will influence the eventual outcome of the story.

As Susan David writes in ‘Emotional Agility’, ‘We may not drive convertibles past palm trees or take meetings with movie stars, but each of us, in our own way, is a Hollywood screenwriter. That’s because, every minute of every day, we’re writing the scripts that get screened at the cinema inside our heads.’

Continue reading “Are you writing your own script?”

What should I do with my tax refund?

Tax time is a special time of year in that it forces us (at least those of us who do our own tax returns!) to take a look at our finances. We submitted our own returns last month, and have just received the refunds. But no matter the outcome – tax refund or tax bill – tax time can be full of pressure – and communication problems.

Continue reading “What should I do with my tax refund?”

What does it mean to be middle class?

Many people know what it is like to be relatively poor. And, thanks to the media, we all know what it looks like to be rich. But what does it mean to be middle class?

Continue reading “What does it mean to be middle class?”