Tag: Debt

How can I get started enriching my life?

As 2018 ends, I thought a good way to start the new year might be to take a quick overview of some of the previous year’s most popular posts. (And some of my highlights!) Some of them are recent, some a little older – from 2017 or 2016. But all will help you get started enriching your life in 2019!

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How can I save in the holiday season?

It’s the holiday season! The most wonderful time of the year… At least, that’s what I keep telling myself as we watch The Million in this Queensland heat!

But the most wonderful time of the year can involve a lot of waste.

Every year in the UK alone, Cloud Sustainability reports, some 74 million mince pies are thrown away. As are 500 tonnes of Christmas tree lights.

Lining up every Christmas tree bought in a single year in the UK would give you a line the equivalent of a round trip to New York. And, the Guardian reports, enough wrapping paper is thrown away to circle the equator. Not once. Not twice. But nine times. And that is just the UK’s supply.

Yesterday while finishing up some gift shopping, I got to thinking about what the ‘silly season’ means. And, how we can avoid waste, save, and enjoy the holiday season.

Enrichmentality now has a wealth of posts – 130 in total. So I thought, what better time than the end of the year to delve into some of them?

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What is debt?

One of the very first posts I wrote for Enrichmentality was titled ‘What is money?‘. But as I recently noted, reading The Language of Money and Debt made me consider the meaning of debt in more depth than I had previously. Of course, if you are in debt, the lack of money can seem overwhelming. So today I’m asking ‘What is debt?’

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What does the media (& the government) tell us about poverty?

What does ‘welfare’ mean to you? Or ‘benefits’? Do you associate these words with phrases like ‘welfare queens’ or ‘benefit cheats’? Does the image of a ‘bogan’ (Australia) or a ‘chav’ (UK) smoking a cigarette out the front of a government flat spring to mind?

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Which debt should I pay off first?

The financial sphere seems all abuzz with The Barefoot Investor‘s book. Multiple friends have asked me about it. It’s the number one non-fiction book at both my local library and bookstore. But as happy as I am to see a finance book so popular, is it really ‘the only money guide you’ll ever need’? Will following Scott Pape’s ‘domino’ advice (or Dave Ramsey’s ‘snowball’ advice for that matter) really help you get out of debt for example? The best way to pay off your debt is likely to be something else entirely…

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How do we talk about money (and debt) everyday?

When I first received the wonderful book The Language of Money and Debt, I was struck by the title.I’ve been thinking aloud about the language of money here on Enrichmentality since mid-2016. But I’d never considered the language of debt separately.

Debt, globally, is an enormous issue. In the UK, Kinloch, Little and Morawiec estimate that over 16% of the population are over-indebted. (At least three months behind with their bills in the last six months, or feel heavily burdened by debt).

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Does money grow on trees?

When I started this blog a year ago, I used the ‘About me‘ page to tell the story of my childhood dreams of a money tree. How I planted my pocket money in the hopes that it would sprout into an everlasting supply of wealth.

Over the past year, since starting Enrichmentality, I’ve come back to this topic again and again.

Because the truth is, there is such a thing as a money tree.

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