Tag: Family

Are you writing your own script?

You may not realise it, but you are a script writer.

Every day, you are writing the script of your life. And just like in the movies, what you write into the script today will influence the eventual outcome of the story.

As Susan David writes in ‘Emotional Agility’, ‘We may not drive convertibles past palm trees or take meetings with movie stars, but each of us, in our own way, is a Hollywood screenwriter. That’s because, every minute of every day, we’re writing the scripts that get screened at the cinema inside our heads.’

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How much should you spend on an engagement ring?

As Australians vote on marriage equality, and the phrase ‘diamonds are forever’ marks its 60th anniversary, I thought it appropriate  to ask how much you should spend on an engagement ring.

One usual answer is “three months’ salary”. Sometimes you may hear “as much as you can afford”. There are even (extremely depressing) calculators to “help” hopeful fiances to calculate an appropriate figure.

If you’re a regular reader of this blog, however, you’ll realise “how much should you spend on an engagement ring?” is of course a trick question.

But it is one that is interesting for us all -of any gender, sex, sexual identity, or marital status – to consider.

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Are you your own boss?

‘You’re not the boss of me!’ It’s a common cry you might hear from a child. But as we get older, and go out to work, most of us do end up with someone we call our boss. Almost 90% of American workers work for someone else.

Early last year, I took out a T-shirt I had been waiting to wear for a while. It was one I designed myself.

Across the front, in the largest letters possible, it read ‘CEO of me’.

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Where should kids learn about money?

Like language, money is a symbolic system we use to communicate with each other. Kids’ exposure and sensitivity to language begins early, and the same may be true of money. The majority of opinions agree financial education ‘begins with children – the younger the better’. In the last post, we looked at what an important role financial education and family background has in influencing outcomes in life.

But where do – and where should – kids learn about money?

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How can I save with menu planning?

Having just returned from the shops with boxes full of melomakarona (μελομακάρονα, a dessert made of flour, olive oil and honey) and kourabiedes (κουραμπιέδες, a butter shortbread dipped in rosewater and powdered sugar) in preparation for Christmas in Greece, food is on my mind!

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Can you enjoy Christmas without worsening debt? | Guest post

The holidays season should be a time of joy and togetherness, not financial stress, but it is also the time of year that, more than any other, we hear those messages to ‘buy, buy, buy‘. With pressure from not only the media but social expectations  – at work, among family and friends – it can be hard to remain focused on not only the real spirit of the season, but our financial goals.

According to some sources, almost two-thirds of shoppers do not save anything for their holiday spending, and around a third finance the holiday entirely on credit card.

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How can I get my family on board with saving?

When it comes to spending, it’s easy to get excited. You don’t have to try hard – advertisers do all the work for you, making the acquisition of shiny new things look and sound fun and appealing.

Spending, however, requires a little more creativity on our part. But even if you manage to get hyped about saving yourself, your family might think you’re a grump if you’re constantly reminding them to switch off the lights and close the doors and buy the cheaper detergent.

So how can you get your family on board with saving? How can you use the same sorts of tricks advertisers do to make spending seem so appealing to convince your family – and perhaps yourself! – that saving is the best course of action?

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