Tag: Saving

How can I talk about money to people who don’t want to listen?

Last year, I took a long break from posting, in part because I was working on other projects (finishing off my first novel manuscript, yay!). But it was also in part because I felt sick of talking.

Specifically, I was sick of talking about money to people who don’t want to listen.

If you have someone in your life who doesn’t want to hear it when it comes to money (or if you yourself don’t!) read on!

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How can I save in the holiday season?

It’s the holiday season! The most wonderful time of the year… At least, that’s what I keep telling myself as we watch The Million in this Queensland heat!

But the most wonderful time of the year can involve a lot of waste.

Every year in the UK alone, Cloud Sustainability reports, some 74 million mince pies are thrown away. As are 500 tonnes of Christmas tree lights.

Lining up every Christmas tree bought in a single year in the UK would give you a line the equivalent of a round trip to New York. And, the Guardian reports, enough wrapping paper is thrown away to circle the equator. Not once. Not twice. But nine times. And that is just the UK’s supply.

Yesterday while finishing up some gift shopping, I got to thinking about what the ‘silly season’ means. And, how we can avoid waste, save, and enjoy the holiday season.

Enrichmentality now has a wealth of posts – 130 in total. So I thought, what better time than the end of the year to delve into some of them?

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When can I retire?

When it comes to talking about retirement, it surprises me how often I hear people say things such as ‘the government won’t let me retire until I’m 65’. Or, ‘by the time we’re ready to retire, they’ll have pushed it back to 70’.

But there’s no reason to assume that your retirement age will be the same as your superannuation preservation age or your pension eligibility age.

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How can I get my family on board with saving?

When it comes to spending, it’s easy to get excited. You don’t have to try hard – advertisers do all the work for you, making the acquisition of shiny new things look and sound fun and appealing.

Spending, however, requires a little more creativity on our part. But even if you manage to get hyped about saving yourself, your family might think you’re a grump if you’re constantly reminding them to switch off the lights and close the doors and buy the cheaper detergent.

So how can you get your family on board with saving? How can you use the same sorts of tricks advertisers do to make spending seem so appealing to convince your family – and perhaps yourself! – that saving is the best course of action?

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